Financing Options Made Simple
Opening up and running your franchise is an exciting prospect, and Pinnacle Business Capital can help you finance everything you need
to make your business endeavor a success!
We have a variety of programs available to meet your specific situation, including:
We'll work with you to find the finance program that is the best fit for you! Learn about your options, below, and
contact us today to get started!
Unsecured Lines of Credit
Pinnacle Business Capital offers unsecured lines of credit that are simple to obtain and use to finance your franchise expenses.
Choose from a flexible term or open-end line of credit.
GoldOption® - Flexible term line of credit
Fixed-term, re-accessible line of credit accessed via checks or direct deposit
- Predictable monthly payment of an installment loan
- Credit line assigned up to $50,000
- Repayment terms from 12 to 84 months
- No collateral, no equity required
GoldReserve® - Open-end line of credit
Open-end, re-accessible line of credit
- No term, revolving line of credit with monthly payments as low as one percent of the balance,
plus fees and finance charges
- Credit line assigned up to $50,000
- No collateral, no equity required
Contact us now to get
started with your line of credit.
Mortgage Solutions Made Simple
Pinnacle Business Capital offers residential mortgage financing through its sister organization, Pinnacle Financial Corporation.
Take advantage of the equity in your home to finance your franchise.
We take great pride in offering the broadest possible array of refinance products to meet your needs, including FHA/VA, conventional,
and Alt-A mortgages -- conforming to super jumbo. We are one of the nation's fastest-growing, independently-owned direct mortgage lenders.
Contact us today to find out which mortgage program is best for your business financing needs.
SBA Loan Options
The Small Business Association offers financing with benefits, including:
- Low Down Payment
- Reduces your overall out-of-pocket investment
- One Time Close
- One convenient closing, one set of closing costs
- Longer Amortization Schedule
- No Early Balloon Payment
- Eliminate loan renewal costs and lender points in future years
- Easy 5-3-1 Prepayment Penalty
- Pay the loan off in as little as four years with no prepayment penalty
An SBA Loan is a program established by the U.S. Small Business Administration to promote
the growth of small business enterprises. The program encourages banks to lend to
entrepreneurs.
To achieve this goal, the SBA provides a guarantee of 75% of funds loaned to a qualifying small business
borrower. Through the SBA guaranteed loan program, Pinnacle Business Capital provides financing that
can range from $25,000 to as much as $1 million, depending on the business purpose.
An SBA loan can be used to purchase or start your own business. The loan may also be used to make
leasehold improvements, increase working capital. or purchase equipment, inventory, or real estate.
The 7(a) Loan Guaranty Program
This is the SBA's primary program for small business in America. This program offers financing to business when funding
is otherwise unavailable on reasonable terms. The eligibility requirements and credit criteria for this program are very broad
to accommodate a wide range of financing needs.
The SBA 504 Loan
This program is typically for real estate and equipment purchases and cannot include any working capital, soft costs or closing
costs that are associated with the loan.
The 7(m) Micro Loan Program
This program is offered through non-profit lending organizations which provide technical assistance. These loans have a maximum
loan amount of $25,000 and cannot be used to pay existing debt.
We can help facilitate your SBA loan, so
contact us today and get started!